…of course I mean the so-called “Cash for Clunkers” (or as I like to call it, “welfare for the masses” and “misguided delay toward a healthy economy”) program, not the actual things we drive around in (although, if doomsayers are right, and we’ve hit “Peak Oil”…it might be closer than we realize…click on the Agora Financial link for more info if you’re interested). Seriously, though, what’s next? Trade in your appliances for more energy-efficient ones? Trade your TV for a telescreen?

But enough of that doomsayer and naysayer talk, at least for the remainder of this post (or so I hope). I’m not here to terrify you or shake your foundations, but if you save some money and start thinking a little about the bigger picture I think everyone can be better for it (really, though…who am I to talk? I can’t see the renewable forest for the trees   ).

These guys work with thousands of new and used car dealers nationwide, all of whom are looking to move inventory quickly (this shouldn’t come as too much of a surprise, since there are so many unused cars sitting on ships and in backlots right now…well…thanks to auotmotive welfare, maybe not, but give it a couple weeks or so…). Many of these dealers can sell the vehicles below invoice price or cost, because they get kickbacks and volume discounts from the manufacturers—all based on how many cars and trucks they sell!

You’ve probably had that friend, the guy or gal that always gets the “most amazing!!” deal on their car purchases. Isn’t it your turn to be that guy or gal? Seriously, you should never pay invoice or even MSRP—you can always find cars below either one! Sure, you could go buy a reposessed car, or a used one, but why buy someone else’s problems? Especially when you can get a new car for a great price!

Quotes are 100% FREE, with no obligation to buy!

So here’s a super-easy way to save some quick scratch. For most people, myself included, $500 is no laughing matter! 500 smackers goes a long way toward making life a little easier for just about everyone…so my suggestion is, check this out, it’s about as cool as you’re gonna get when it comes to such a boring topic as car insurance…which reminds me, I wanna know more about my readers. So if you’re feelin up to it, post a reply to this site with the kind of car you drive, it’s not a showoff or who drives the fastest/slickest/whatever thing, I’m just curious as to what it is. And if you don’t feel up to it, hey, that’s cool too, you know I ain’t gonna stress it.

Save time and money by comparing multiple quotes from agents near you.

Wow…this sounds like an inherently bad idea. But you know me, and you know I’m not gonna bring you bad ideas…that’s not what we do here, and it’s not what we’ll ever do here. I’m all about bringing you ways to save money…and sometimes even earn some!

So when I saw this offer…I had to take a look for myself. The first thing I noticed was a feeling of dejá vu…like I had talked about this already. I did a quick check and couldn’t find it (sorry I didn’t look harder, it’s been a really long day and I just wanna help you guys out and catch some z’s…had to protect our cable lines outside the house with conduit cuz the “puppy”—I think they’re still “puppies” at 1—likes to chew on ‘em—funny story he wiped out everyone’s Internet connection in the neighborhood one night about 2 AM…we were left with a confused ISP and unhappy neighbors…but that’s a story for another time).

Anyway, after my quick check, I figured I’d better find out what these guys are all about. Their first page does say “get what you want, even with bad credit”…but I think maybe it should say “get what you need…” They can help you reduce your overall debt by up to 50% or they can help you get a car loan (of course, there are no guarantees, and your mileage may differ…but basically, that’s what they do). I know some of you are thinking “why does anyone need a car?” And it’s probably fair to say it’s less of a need in many places—but if you have a long commute and no (or limited) access to public transit, you really do need that car (because, and especially now…you need to keep your job ).

U.S. resident over 18? Don’t let bad credit hold you back!

I know this is kinda silly…but for answering (and participating) you get a $100 Fandango Bucks Gift Card. Movies are freakin’ expensive, it’s easily $80 – $100 for a family of four after you add in popcorn, drinks, and candy (and a little less if ya sneak in the candy bars you buy elsewhere…ssshhhhhh!). Of course, if you’re single, or it’s just the two of ya, you can get in a couple movies (and that’s legitimately…get your mind outta there! )

Autobot? Decepticon? Pick your side! (you already know who’s gonna win lol)

Whooheee! That’s a humdinger of a headline! (I think I’ve been listening to Jim Ross on WWE™ too much lately… ) Let’s face it…accidents happen (hey, that’s why we call ‘em “accidents” and not “incidents”). According to the National Safety Council, over 2.4 million people suffer injuries due to car accidents each year.

All is not lost though! For less than $0.40 per day, you can help cover your financial risks. Cash benefits are paid directly to you (or whomever you choose), not doctors and hospitals. Pay your bills or other expenses with your benefits…up to $500.00 a day.

Click here to learn more.

I hope everyone had a safe and happy 4^th…I’m sorry I didn’t post over the weekend, but you know how busy life gets on holidays (and the 4^th of July is always a major holiday around here). So with that in mind, I decided the first thing I’d bring you today is free tips for saving money on auto insurance (and really, how cool is that? pay nothing for something to save you even more money…I don’t know about you, but I’m okay with spendin’ a bit to get savings elsewhere…and this is spendin’ nothin’ ).

Click here to save on insurance!

Here’s a chance to get an extended warranty for your vehicle. A friend of mine needs a new transmission, and it’s gonna cost her almost $3,000 (parts and labor)! This isn’t a high-end Mercedes or Beemer, it’s a Ford F-150 pickup (not even 4×4). Her initial warranty expired, and she’s really wishing now she had bought the so-called aftermarket extended warranty. I’m not sure whether you need an extended warranty (she’s not consistently pulling heavy loads, the tranny just gave up the ghost) or not, but the fact is that cars (even the J.D. Powers or Consumer Reports most heavily awarded) are just machines, and they’re subject to failure like any machine.

Get your free quote today…it’s like insurance for the workings of your car or truck!